.

Protest Chase at Red Hill with me?

I walked into Chase to cash an $85 check from my sister, at her bank, which is the bank where her funds are on deposit, and where her check is a promissory note, and they refused to cash it unless they extort $6 to give me what should be mine, because I do not have an account there....
Fine, I told them, including the manager, go ahead, and, I want a receipt showing the $6 charge.
They refused to give me a receipt, only offering me bank policy weaselwords and a booklet, etc, and I continuallly stated, if you are taking the check for $85 and giving me $79 back, I want a receipt accounting for the $6.
They told me to leave or they would call the police, and I replied, please do, and also call the Fairfax Police too, for back up.
I had a nice chat out front with officer Kevin (I forget his last name)  of the Central Marin Police Authority (which by the way is a terrible name, please, reinstate "Department..." for "Authority") and after his back up arrived and he went into the bank to see about them cashing my check, and giving me a receipt, he returned, and seemed surprised when he said, that they were in fact refusing to give me a receipt, and that I would be arrested if I returned to Chase Bank at Red Hill.
Chase, I WANT MY MONEY!
I tried to explain to the manager what sort of fool I am, and that it is principal, not money, and that she would be better off to cash the check and be done with me. 
I urge folks to remove their money from the too big  banks, and support credit unions, and community banks.
I will be making up a sign and standing on Sir Francis Drake, at Red Hill Shopping Center, in the next few days. Would anyone care to join me? Both the "fee" and the lack of accounting for it with a receipt seem like extortion to me, for what should be a simple transaction.
Next time, perhaps I should call the police to escort me IN to the bank?
Perhaps I should just go in and ask them to arrest me? I just may do that. Could be  fun, eh? 
Chase, you are in MY community. Please go away. 

This post is contributed by a community member. The views expressed in this blog are those of the author and do not necessarily reflect those of Patch Media Corporation. Everyone is welcome to submit a post to Patch. If you'd like to post a blog, go here to get started.

Richard Raznikov December 03, 2013 at 02:35 AM
Chase is a criminal enterprise, managing to keep its officers out of prison only because they've bought off Obama and his friends. Screw 'em.
RV dweller December 03, 2013 at 12:24 PM
Way to waste police resources for your personal nonsense. If you don't like the banking regulations, write your congressman, don't hassle the tellers. Patch editors - please don't give this clown a free bully pulpit.
Sierra Salin December 03, 2013 at 03:18 PM
RVD, Waste? Last time I checked, the "Police Authority" and departments are there to protect and help us. Honestly, I just wanted Chase to cash the check, and, just what is unreasonable about wanting a receipt? If I am being extorted, and that is what it is when a Chase charges to turn over money deposited in their legally corrupt institution via their institutions check, minus $6. What import is there in the opinion of a nameless and faceless RV Dweller hiding and lurking in the shadows. That is troll behavior. I guess that you love big banks, and our system of corporate insanity? Congress? Good luck. The only way anything will change is by enough of us changing our habits, and getting more involved in creating a future worth living in. Yes, I know, you love Chase, etc, and, you can believe and think as you like. We shall see how it all pans out, eh? If I can get a few people to understand the issues with big banks, or even one person to move their money to a community bank/credit union, then it is worth doing. Go ahead and look into what the banks fund and do. You likely agree with it all and support them? What are you doing to make the world a better place? Shopping? Being a bully, and calling me a clown? For what it is worth, I am a fool and an idiot, and not a clown. You can try a dictionary if you don't know the difference, and I expect that the subtleties are lost to trollishness. I doubt I'll ever see you out on a corner trying to address anything. We gets the world we accept and put up with, and by any metric, the future does not look rosy. And, a lot of it is due to regulations, rules, laws, and policy, which are all about dollar profit, at the expense of a livable or sane future.
Woody Weingarten's blog December 03, 2013 at 04:02 PM
Sometimes corporations, which the right-wing majority of the Supreme Court has decreed equal to human beings, are just plain asinine in their lack of sensitivity to the public. My daughter uses Chase in New York, and I've asked her to switch. Their fee structure borders on insanity, but the public puts up with it 'cause they're on every streetcorner that Startbucks isn't. Next, like some arrogant, anti-public gas stations, will start charging for air and water.
J D Harris December 03, 2013 at 07:31 PM
Tell your sister to move her account(s) ASAP to a local community bank or credit union instead and to tell her Chase bank why she is doing it. Everyone should stop supporting Wall Street fraudsters like JPMorgan Chase and its CEO Jamie Dimond, who should be behind bars for life. I'm kinda glad when any of these bailed-out Wall Street banks gets robbed, as long as nobody gets hurt in the process.
Murray Suid December 04, 2013 at 01:53 PM
RV dweller, as I read the story, the bank called the police, not Sierra. So if you feel that police resources were wasted, you should complain to the bank. As for the free "bully pulpit," while Sierra's article didn't enlighten or amuse you, in my opinion it was both informative (I didn't know about the $6 fee) and entertaining. Moreover, what's more relevant these days than a call to action (protesting a corporation's policies). Here we see the Constitution in action--a real civics lesson for everyone.
RV dweller December 04, 2013 at 03:24 PM
He refused to leave and urged them to call the police. Blame who you will.
atomicthumbs December 04, 2013 at 04:32 PM
RV dweller: so you think that banks should be free to call the police on folks who want ask for a receipt? Are you *human*? Are you a corporation that has achieved self-awareness? What's going on here?
RV dweller December 04, 2013 at 06:21 PM
I am just sick of sierra highjacking things (patch, town mtgs) for his own little holier than thou agenda.
RV dweller December 04, 2013 at 06:28 PM
Actually, sierra you win. I am deactivating my account and ceasing to read here. Protest away!
Jimmy Fishbob Geraghty December 04, 2013 at 06:41 PM
By all means, take your money out of these dishonest lecherous banks, the system is designed to take your money and give it to the 1%, as much as possible... next time we film the episode "Cashing a Check at Chase" in some state there is a "demand" action which forces banks to cash their own financial instruments. I suggest the public pull out their money and do everything within their power to mess with these crooks... play like they do, make up you own rules!
Sierra Salin December 04, 2013 at 06:43 PM
I am always so sad to see a troll leave, and I highly doubt you will follow through. Ceasing to read here? Move on back to the Chevron, where you say things like, "I hope it goes through just to bother other folks?" Hijacking? How am I hijacking a post which I started? Holier than thou? I just care enough to want to leave a planet worth living on for anything's future, but go ahead, consume, waste, and obliterate the planet away... Not much I can do without help or support anyway. Enjoy Chase and Chevron etc. RVD.
Sierra Salin December 04, 2013 at 07:16 PM
Hmm, anonymous.... Why do you continually obfuscate and try to hide? Why do Anna and RvDweller have the same postings, and show the same in my emails? Because they are the same Troll, as is likely Syra. Same person. Trolls do trollish things...... And, we still know you, whatever name you hide behind. I hope some day you grow up and do something worthwhile with your time. Join me at Chase sometime, or speak up tonight perhaps?
Richard Raznikov December 04, 2013 at 07:40 PM
Speaking of hijacking, seems to me that it's my planet which has been hijacked, my country which has been hijacked, and I want it back. I don't think it's too much to ask that people who do business do it in a straightforward way. It's unseemly to try to steal every last dollar out of every transaction with fees for everything. I am grateful for Sierra's willingness to stand up for fairness and truth. He is doing it for me, too.
Marc Vendetti December 05, 2013 at 01:30 PM
We all need to "divest" our money from the big banks and put it into local, non-profit, member-owned credit unions. Redwood Credit Union has all the same services as Chase, the difference is your money HELPS the community at RCU. Wake up people! This is easy to do and will make a difference!
Sierra Salin December 06, 2013 at 02:00 AM
I stood out on S.F.D at Red Hill for an hour and a half this afternoon, (until I got slightly frozen) with a sign saying "Chase Sucks" Move To A Community Bank" Of course all the big banks are about the same, and I just have a little extra for Chase, due to some of their starring role in bits such as Keystone/Tarsands. Mostly it just looked like stressed out folks driving by with car, house and credit card bills to pay. One guy rolled down his window and said he was gonna hit me, and Chase is great, A few floored it to get away from me and my nasty sign, and many folks honked or thumbs up. Mostly, it is just sad, how far removed we are from a sane system, and how few seem to care or be aware, or bother....
Josh December 06, 2013 at 04:30 PM
Hey Sierra: Good for you! You have a tool at your hands and it's the internet. Very powerful to make changes. A lone protester in San Anselmo is good but you probably can make more of an impact using the internet. Here is a suggestion in the meantime. Have you and your sis switch to Charles Schwab. I don't work for them. They offer interest paying checking accounts with NO fees, ATM usage anywhere in the US and they reimburse all fees, minimal fees for currency conversions if you travel overseas, no transaction fees between other institutions, and their customer service is the best of the best. Plus they are local to SF. I just switched to CS last month (after researching many other institutions) for the very same reason you are complaining about. Wells Fargo started charging my son's TEEN checking account 7 dollars a month (he never used it - only had 100 bucks in it) and started charging me the same for my checking account despite being a 20 year customer and having a good chunk of cash in their institution. They also dinged me for transactions, check cashing (as you experienced) and everything else possible. I typically fight every charge to have it reimbursed but many people don't do that so it's cash in their pocket. Redwood Credit Union is very good too. Great local institution. But keep up your fight against Chase. They were a huge factor resulting in our economic collapse resulting in the destitution of millions of people in the United States and yet no criminal charges have been filed against the executives and the few that managed their hedge funds. If you really want to get riled up, read Michael Lewis', "The Big Short." An eye opener about corruption in the large US financial institutions. It is "legal gambling" using customer's money who unknowingly are standing at a craps table -- at least until the table goes cold. Thanks for being a voice out there.
Sierra Salin December 06, 2013 at 07:56 PM
Agreed Josh, and, there IS value and power in being out on the street solo, as well as in groups. It ALL goes together, part of the dance and story, and it does have an effect on folks, standing there with a sign. Just as with kids, it goes in and in and in and in, and you are sure that they are clueless, ignoring you, etc, and, then one day, they surprise you. All I can do is keep putting "it" out there, in various ways and forms. Some may say, not on topic, and I say education IS the topic. This is worth a read and some consideration, on many different levels, including our basic rights. Are "things" much different now, and, how do we expose and enlighten the "darkness" and stay true, without raging? Pete Seegers testimony to the house UN American Committee is a look at a brave man standing up to a corrupt system, and being true to himself with integrity and humor. This is well worth the time to read, me thinks. Lets change this world, for the better. Ignorance and beliefs are the real enemy. How DO we re-educate "beliefs," especially when the knees jerk instantly and the guns come out in righteous certainty? What do we do whan the rules, laws, policy, and structures are inherently unfair, or not in the interests of anythings future? http://www.peteseeger.net/HUAC.htm
Paul and Marilena Silbey December 10, 2013 at 04:59 PM
Kudos Sierra! As each one listens to their inner guidance and does their part, it all gets done! Person by person, we make the world a better place. We need a community bank or public bank in Fairfax instead of Bank of America! Redwood Credit Union would do well, unless there is a better way.
Jim Caldwell December 20, 2013 at 02:21 AM
The $6 fee is BS, I left WFB and B of A over similar usury policies. I now bank with a smaller regional bank. That being said, why not cash the check at your bank, or deposit it? Or convince your sister to pay cash. Guess being caught short and having Chase rip you off got to you. I understand that. The entire banking and financial system is designed to punish.
Paul March 21, 2014 at 12:59 PM
Here's an idea: Why not just... not do business with them. There is no law that requiring banks to give you a receipt for their fees. By all means, complain about regulatory corruption and too-big-banks. But this is worse than silly - your stunt cost Marin County an order of magnitude more than $6.00. Don't waste your money but by all means waste ours (and add even more CO2 to the atmosphere etc.). Just because you don't pay taxes or carry your share, doesn't mean no one else does either.
Sierra Salin March 23, 2014 at 08:40 PM
Gee Paul, you sure are making a lot of assumptions. Looked in the mirror lately? I not only don't do business with the likes of them, I take every opportunity I get to suggest that others consider the issues and the effects, and that they do the same. Chase is also one of the biggest investors/pushers of the fossil fuel industry. Some of us DO care about persnickity lil things and details, as well as honor, honesty, or leaving a planet worth living on for anythings future, and not just for or about our own personal portfolio's, empires, etc? Carry my share of what Paul? Endless wars, destruction of the commons of Nature, Nukes/Fukushimas (which ARE still spewing baba) and a system of corrupt policy and governance, which is rapidly destroying the ability of Natural systems to sustain much? What are you doing for anybody or anything, my friend? Waste your money? We ARE wasting everything's futures and life, and money IS a poor excuse for most anything worthwhile. I refuse to "do" business with Chase, etc, and will continue to do so until such day as "they" behave and act in ways which are survivable. I would suggest you bother to look into the real issues behind any of it, and no, it is not about a $6 fee to cash their own check, which IS extortion, but is is certainly part of it.

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